The idea of a Karmic Debt number is based upon the cyclical nature of our universe and everything in it, including our birth and re-birth cycles. It is an indication of the burdens we may need to overcome, or lessons we need to learn, as well as additional obstacles and challenges that we may have to struggle through in this lifetime, because of the decisions we made in our previous birth cycle.

Your karma is a debt that travels with you from one lifetime to the next. If you were greedy in a previous life, you will have to learn to make do with less in this one. If you were cruel to others, you must work to master kindness and sacrifice.

Understanding your karmic debt will help you clear it to attain greater enlightenment and happines in this incarnation.

Your birth date identifies if there are any Karmic debts present. Karmic debts hold a much heavier energy. Karmic debts show up when we need to make amends for bad behavior in previous lifetimes. The karmic debt number gives us major clues as to what that bad behavior was and it helps us to understand what sorts of behaviors we are making amends for in this lifetime. It’s payment for abuse of the energy of the karmic number attached to it.

• If a Karmic Debt number is an individual's life path number, then they will feel the impact repeatedly through their life but it will not be continuous. But if a Karmic Debt number is a person's expression number then the effect will be continuous but less dramatic. This is because it will affect their profession or productive life.
• Further, if the Karmic debt number is your heart's desire number, then you will be unfortunate when it comes to making choices and decisions in your relationships and your lifestyle in general. Similarly, if your personality number is a Karmic debt number, it will affect your social interactions and health issues.
• If it is found to be your maturity number, then the impact of the karmic debt will be felt the most during your late teenage years and in the early 20s. It will affect you again in the late 40s and early 50s. No wonder, people claim to suffer from mid-life crisis!

We carry an additional burden in order to rectify these errors and learn a lesson. In Numerology, this is known as Karmic Debt. As per numerology, numbers that indicate a Karmic debt are 13, 14, 16 and 19. When found in an individual's chart, where these numbers are found and how it affects an individual, becomes very important.

How to calculate Karmic Debt Number?

Life Path Karmic Debt number is derived at by calculating your Life Path number. If your Life Path number happens to be 1, 4, 5, or 7, there is a chance that you also have a Karmic Debt associated with it.

There are 4 karmic debts that can be seen in a date of birth. These include the numbers 13, 14, 16 and 19. So if you were born on the 13th, 14th, 16th or 19th you are here to make amends for having abused the energy associated with these numbers in a previous lifetime. If your life path number is that of a 13/4, 14/5, 16/7 or a 19/1 then you also have a karmic debt to work out in this lifetime.